It’s very important to know the rules of the credit card game because if you don’t, you could quickly find yourself in financial trouble and in need of credit card help. The following tips will help new and experienced credit card users avoid unwelcome credit card debt. DON’T accept a credit card without reading the terms….
You should review your credit reports every year and, if necessary, take the time to clean them up. Mistakes on your report(s) can negatively affect your credit score, which is used by lenders to determine if they’ll lend you money and, if so, the interest rate you’ll pay. Some employers review credit reports, too, so…
You’ll discover that borrowing money and accessing credit always involves a basic premise – and that premise is consistent regardless of whether your borrowing is associated with a credit card, personal loan, business line of credit, or a long-term loan. The fact of the matter is; you are expected to repay the full amount borrowed…
It’s the end of the month and you just realized that you didn’t make your credit card payment that was due two weeks ago. Or, you opened your billing statement to find a late fee for a payment you thought you made—but didn’t. An accidental missed payment can happen to anyone. However, contacting your creditor…
While it’s true that both paths are great options, they each offer their own advantages! Check out which option takes the “win” when it comes to overall savings, credit score recovery, timeline to be debt-free, and stress relief.
As a veteran, you know the meaning of service. But as so many former U.S. military personnel know, it can be difficult to find the right support when you need it — especially if you’re struggling to find a way out of major credit card debt. That’s why you need a partner who gets how…
Popular media, financial advisors, and even well-meaning family members often frame financial decisions in terms of good versus bad, success versus failure. Personal finance is nuanced, especially when considering the powerful influence of culture on our beliefs and behaviors around money.
Financial practice means understanding what needs study. The experts at Beyond Finance are here to help you perfect a debt-to-income ratio.
Many people fall into debt after experiencing a sudden financial blow, such as a medical emergency, job loss or an unexpected home repair. However, you can still fall into overwhelming debt even if you’re not facing trying times. This was the case for Alex C., a young professional in Texas. After losing track of his…
Meet Kristie Pettway, a graduated Beyond Finance client, said to us, “Being accepted into the program gave me a beacon of light.” What an honor!