You should review your credit reports every year and, if necessary, take the time to clean them up. Mistakes on your report(s) can negatively affect your credit score, which is used by lenders to determine if they’ll lend you money and, if so, the interest rate you’ll pay. Some employers review credit reports, too, so…
You’ll discover that borrowing money and accessing credit always involves a basic premise – and that premise is consistent regardless of whether your borrowing is associated with a credit card, personal loan, business line of credit, or a long-term loan. The fact of the matter is; you are expected to repay the full amount borrowed…
It’s the end of the month and you just realized that you didn’t make your credit card payment that was due two weeks ago. Or, you opened your billing statement to find a late fee for a payment you thought you made—but didn’t. An accidental missed payment can happen to anyone. However, contacting your creditor…
While it’s true that both paths are great options, they each offer their own advantages! Check out which option takes the “win” when it comes to overall savings, credit score recovery, timeline to be debt-free, and stress relief.
Meet Kristie Pettway, a graduated Beyond Finance client, said to us, “Being accepted into the program gave me a beacon of light.” What an honor!
Follow along on this example client’s journey to learn what you might expect when it comes to savings and program timeline.
Recent studies showed that 70% of Americans feel financially stressed, and more than 40% say money negatively affects their mental health. But it doesn’t have to be this way. We have helped over 300K people on their path to financial freedom and encourage everyone who works with us to take a holistic approach to mental…
When money is tight, the option to pay for bigger purchases in installments is a tempting solution. Buy Now Pay Later options (BNPL) are very popular, and many major retailers and service providers, like airlines, now offer the option. However, it’s important to understand the risks of using Buy Now Pay Later and treat the…
We have all believed money myths. People mean well but they aren’t 100% certain if those tales create financial wellness. Let’s find out!
Although hundreds of thousands of people resolve their debt through debt resolution every year, there are still many questions and misconceptions about its risks. One outcome that people fear during debt resolution is creditors who take legal action. If you are in a debt resolution program or are considering one, this post is a great…