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Home / Beyond Finance - Page 2
The Emotional Side of Money and the Harmful Way of Moralizing It 

The Emotional Side of Money and the Harmful Way of Moralizing It 

ByShawn Paul Wood May 30, 2024January 24, 2025

Introducing the first of many monthly submissions from our Nathan Astle in “Psychology Today.” This one about “The Emotional Side of Money.”

Read More The Emotional Side of Money and the Harmful Way of Moralizing It Continue

GoBankingRates.com “I’m a Financial Advisor” Series Discusses Credit Cards

GoBankingRates.com “I’m a Financial Advisor” Series Discusses Credit Cards

ByShawn Paul Wood May 28, 2024August 23, 2024

It’s been said that “Common sense is not that common.” As it pertains to credit cards, GoBankingRates.com found that to be true.

Read More GoBankingRates.com “I’m a Financial Advisor” Series Discusses Credit CardsContinue

Beyond Finance Continues Advocacy for Mental Health Awareness Month: Bridging Financial Wellness and Mental Health Betterness

Beyond Finance Continues Advocacy for Mental Health Awareness Month: Bridging Financial Wellness and Mental Health Betterness

ByShawn Paul Wood May 20, 2024May 20, 2024

Following Financial Practice Week, Beyond Finance continues to advocate its premise–the mental health of consumers related to money.

Read More Beyond Finance Continues Advocacy for Mental Health Awareness Month: Bridging Financial Wellness and Mental Health BetternessContinue

Beyond Finance Honored With a Silver Stevie From the 22nd Annual American Business Awards

Beyond Finance Honored With a Silver Stevie From the 22nd Annual American Business Awards

ByShawn Paul Wood May 15, 2024May 16, 2024

The 22nd American Business Awards recognized Beyond Finance with a coveted Silver Stevie® Award for “Achievement in Finance.”

Read More Beyond Finance Honored With a Silver Stevie From the 22nd Annual American Business AwardsContinue

Dr. Erika Joins Industry Leaders to Discuss Financial Literacy

Dr. Erika Joins Industry Leaders to Discuss Financial Literacy

ByShawn Paul Wood May 2, 2024May 2, 2024

GoBankingRates.com called national leaders to share their insights about financial literacy and the “Buy Now, Pay Later” trend in America.

Read More Dr. Erika Joins Industry Leaders to Discuss Financial LiteracyContinue

Financial Practice Week Embarks on National Study About Financial Literacy, Several Media Outlets Show Interest

Financial Practice Week Embarks on National Study About Financial Literacy, Several Media Outlets Show Interest

ByShawn Paul Wood April 19, 2024September 18, 2024

As Beyond Finance embarks on its inaugural “Financial Practice Week,” we commissioned a U.S. poll proving America could use more practice.

Read More Financial Practice Week Embarks on National Study About Financial Literacy, Several Media Outlets Show InterestContinue

Almost Half of Americans Don’t Know What a 401(k) Is, Beyond Finance Poll Finds

Almost Half of Americans Don’t Know What a 401(k) Is, Beyond Finance Poll Finds

ByShawn Paul Wood April 18, 2024December 2, 2024

As Financial Practice Week nears, Beyond Finance found nearly half of U.S. adults don’t know what a 401(k) is. Our Dr. Erika Rasure explains.

Read More Almost Half of Americans Don’t Know What a 401(k) Is, Beyond Finance Poll FindsContinue

Beyond Finance Discusses Practicing “Spring Cleaning” for Your Finances

Beyond Finance Discusses Practicing “Spring Cleaning” for Your Finances

ByShawn Paul Wood April 12, 2024April 12, 2024

It’s that time of the year to try spring cleaning, but for your finances. And if you’ve never done that, our Dr. Erika has some tips for financial practice.

Read More Beyond Finance Discusses Practicing “Spring Cleaning” for Your FinancesContinue

GoBankingRates.Com Shares Dr. Erika Rasure’s Insight on Financial Myths

GoBankingRates.Com Shares Dr. Erika Rasure’s Insight on Financial Myths

ByShawn Paul Wood April 11, 2024January 24, 2025

Financial advisors and therapists often hear misguided ideas from clients whose vision of money is wrong. Its time to call out those myths.

Read More GoBankingRates.Com Shares Dr. Erika Rasure’s Insight on Financial MythsContinue

Dr. Erika Asked About Retirement Lessons Not Learned in School

Dr. Erika Asked About Retirement Lessons Not Learned in School

ByShawn Paul Wood April 9, 2024April 9, 2024

Retirement lessons are a sensitive subject for anyone, but it can be scary for someone who is not confident with good financial literacy.

Read More Dr. Erika Asked About Retirement Lessons Not Learned in SchoolContinue

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We provide debt consolidation services. Consolidation loan options offered by our affiliates range from $1,000 to $100,000, have Annual Percentage Rates that range from 4.9% to 35.99%, origination fees ranging from 1% to 6% of the amount financed, and loan terms from 4 to 84 months. A typical personal loan example has a loan amount of $23,760, a 4.95% origination fee, a 48-month repayment term, and an interest rate of 18.00%. You would receive $22,584 ($23,760 less the $1,176 origination fee - a prepaid finance charge), and the monthly payment would be $697.95, equating to an APR of 20.89%. The total interest would be $9,741.60, and the total cost of the loan (interest plus origination fee of $1,176) would be $10,917.72. In this example, the total payments made would equal $33,501.60. Only the most creditworthy borrowers receive the highest loan amounts at the lowest rates. Clients pursuing other debt consolidation options who make all monthly deposits, on average, pay back approximately 55% of their enrolled debt before fees. Fees are based on percentages of your enrolled amounts, are usually 25% and are success based. On average, our debt consolidation programs range from 24-48 months in duration.

We cannot offer guarantees on debt consolidation performance. Our services are not available in all states; fees may vary by state. The use of debt consolidation services may adversely affect your credit for a time. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding obligations may increase from the accrual of fees and interest. Certain creditors and types of debts are not eligible for our services. C.P.D. Reg. No. – 21-04861.

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