Raising Awareness About Poverty in America
Did you know 42.5 million people live below the poverty rate? For them, we have to raise awareness about poverty in America.
Search Results for: financial stress
The Real Cost of Paying Only Minimum Payments on Credit Cards
Paying minimum payments may not be much out of pocket but it could cost you more than you know.
How to Answer Questions About Debt Resolution
We made a list of common questions your friends and family might ask about debt resolution. These example answers will help you envision what you might say so that you don’t feel put on the spot. Tip: Don’t worry about memorizing these answers word for word. Instead, you can use them as a guide and…
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Moving Beyond Debt Personal finance tips and helpful advice for your journey towards a debt-free future What is Financial Wellness? When a person strives for financial wellness, it means they work towards good financial habits — saving, budgeting, and spending in healthy ways — as well as positive mental and emotional relationships with money. Our…
4 Common Debt Consolidation Mistakes (And How to Avoid Them)
Debt consolidation is a great first step toward a better, more stable financial future. And doing your homework before starting a program is a smart move, too — learning how a debt consolidation program can lower your monthly payment, simplify your bills and get you out of debt faster is key to your confidence. But…
How Long Does Debt Consolidation Really Take?
When working through overwhelming debt, it can feel like running on a treadmill — you’ve been putting in the effort, but you never feel like you’ve moved forward. That frustration can derail your determination to get debt-free. And while it’s natural to fantasize about waking up tomorrow morning to find your debt has magically disappeared,…
One of the Biggest Perks of Debt Consolidation Is Also the Most Overlooked
Debt consolidation might be a great solution to getting free from debt, but it’s not a magic bullet. And that’s a good thing. Debt consolidation can take time, typically about 24-48 months. And while you’ll get to enjoy lower monthly payments and simplified bills, the time you spend in the program can actually be one…
New Year, Real Goals: Setting Intentions That Actually Last
January often arrives with pressure to fix and transform. Learn the do’s and don’ts of goal-setting that can help those resolutions stick!
The Credit Card Mindset Shift That Could Change Your Finances This Year
Learn the credit card mindset shift that helps prevent long-term debt by focusing on balances, not payments, and using credit more intentionally.
The Surprising Personal Benefits of Tackling Debt
If you’ve ever felt your shoulders tighten just thinking about bills, you’re not alone. Money touches almost everything — our sleep, our appetite, our relationships, even how hopeful we feel about the future. But many people don’t talk about the opportunity cost of debt — that is to say, that when you put your energy…