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Home / thought leadership - Page 3
Beyond Finance Celebrates ‘Financial Practice Week,’ An Addition to Chase’s Calendar of Events

Beyond Finance Celebrates ‘Financial Practice Week,’ An Addition to Chase’s Calendar of Events

ByShawn Paul Wood December 11, 2023December 13, 2023

Created to bolster Financial Literacy Month in April, Beyond Finance and Dr. Erika Rasure created Financial Practice Week for consumers nationwide.

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Dr. Erika Rasure Suggests “Breaking Up with Black Friday” on FOX2-TV

Dr. Erika Rasure Suggests “Breaking Up with Black Friday” on FOX2-TV

ByShawn Paul Wood November 30, 2023November 30, 2023

Dr. Erika Rasure discusses “breaking up with Black Friday” on KTVI-TV FOX 2 in St. Louis. Why? Holiday spending shouldn’t come with shame.

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U.S. News & World Report Holiday Spending Article Includes Advice from FTCI’s Nathan Astle

U.S. News & World Report Holiday Spending Article Includes Advice from FTCI’s Nathan Astle

ByShawn Paul Wood November 27, 2023November 27, 2023

Have you considered a “Joy-Based Gifting Plan” for your holiday spending? Our Nathan Astle, CFT, shared that idea in a recent interview.

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Business Insider Explores Financial Therapy With Dr. Erika Rasure

Business Insider Explores Financial Therapy With Dr. Erika Rasure

ByShawn Paul Wood October 30, 2023December 13, 2023

Financial therapy connects debt to our emotions. As challenges grow, it’s important to have conversations like our Dr. Erika Rasure had here.

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Nathan Astle Presents on Collaborative Practice at Financial Therapy Association 2023

Nathan Astle Presents on Collaborative Practice at Financial Therapy Association 2023

ByShawn Paul Wood October 19, 2023October 19, 2023

At the 2023 Financial Therapy Association Conference, our Nathan Astle spoke about “Collaborative Financial Therapy in Practice.”

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Dr. Erika Rasure Interviewed on Houston’s NBC TV, KPRC 2

Dr. Erika Rasure Interviewed on Houston’s NBC TV, KPRC 2

ByShawn Paul Wood August 8, 2023December 13, 2023

As one of the nation’s respected voices on debt consolidation, Dr. Erika Rasure gets called for her financial insight–like this, in Houston.

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Financial Wellness Therapy Should Include Emotional Literacy Too

Financial Wellness Therapy Should Include Emotional Literacy Too

ByNathan Astle April 14, 2023December 2, 2024

Nathan Astle is a Beyond Finance financial therapist who believes one thing is missing from financial wellness therapy–emotional literacy.

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Planning for Financial Wellness Could Help Your Mental Health

Planning for Financial Wellness Could Help Your Mental Health

ByJeff Tucker February 23, 2023December 2, 2024

A lack of financial wellness can cause significant stress, which is why we asked our senior director of financial planning for some tips.

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Beyond Finance Selected Among Built In’s “2023 Best Places to Work” in Chicago

Beyond Finance Selected Among Built In’s “2023 Best Places to Work” in Chicago

ByShawn Paul Wood January 11, 2023December 13, 2023

For the third straight year, Beyond Finance has been named as one of Chicago’s Best Places to Work. And guess what? We’re hiring.

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Beyond Finance Enters Agreements with Comvest and Pathlight for Future Growth

Beyond Finance Enters Agreements with Comvest and Pathlight for Future Growth

ByShawn Paul Wood November 29, 2022December 13, 2023

To help Beyond Finance and Accredited Debt Relief with its goal of moving American beyond debt, it takes partners to join the vision.

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We provide debt consolidation services. Consolidation loan options offered by our affiliates range from $1,000 to $100,000, have Annual Percentage Rates that range from 4.9% to 35.99%, origination fees ranging from 1% to 6% of the amount financed, and loan terms from 4 to 84 months. A typical personal loan example has a loan amount of $14,000, a 5.00% origination fee, a 72-month repayment term, and an interest rate of 24.90%. You would receive $13,300 ($14,000 less the $700 origination fee - a prepaid finance charge), and the monthly payment would be $376.36, equating to an APR of 27.18%. The total interest would be $13,090.85, and the total cost of the loan (interest plus origination fee of $700) would be $13,790.85. In this example, the total payments made would equal $27,090.85. Only the most creditworthy borrowers receive the highest loan amounts at the lowest rates. Clients pursuing other debt consolidation options who make all monthly deposits, on average, pay back approximately 55% of their enrolled debt before fees. Fees are based on percentages of your enrolled amounts, are usually 25% and are success based. On average, our debt consolidation programs range from 24-48 months in duration. Clients typically save $480 per month on their debt payments.

We cannot offer guarantees on debt consolidation performance. Our services are not available in all states; fees may vary by state. The use of debt consolidation services may adversely affect your credit for a time. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding obligations may increase from the accrual of fees and interest. Certain creditors and types of debts are not eligible for our services. C.P.D. Reg. No. – 21-04861.

We do not discriminate on the basis of race, color, religion, sex, marital status, national origin, or ancestry.

Testimonials reflect the individuals' opinions and may not be illustrative of all individual experiences.

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