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Home / thought leadership - Page 4
Dr. Erika Rasure Featured on National Media for Stress Awareness Day

Dr. Erika Rasure Featured on National Media for Stress Awareness Day

ByShawn Paul Wood November 3, 2022December 5, 2022

During Stress Awareness Day, many journalists were thinking about financial stress. To help viewers, they spoke to our Dr. Erika Rasure.

Read More Dr. Erika Rasure Featured on National Media for Stress Awareness DayContinue

Student Loan Forgiveness is Great, But is it Enough?

Student Loan Forgiveness is Great, But is it Enough?

ByVanessa Hering October 4, 2022December 2, 2024

The cost of college is always on the rise, which is why student loan forgiveness is a long overdue good idea, but there is so much more to do.

Read More Student Loan Forgiveness is Great, But is it Enough?Continue

The Five Fundamentals of Financial Literacy You Need to Know

The Five Fundamentals of Financial Literacy You Need to Know

ByShannon Gant August 29, 2022December 2, 2024

Most people aren’t taught financial literacy. It must be learned before debt comes to help someone struggling know how to get out!

Read More The Five Fundamentals of Financial Literacy You Need to KnowContinue

Are There Cybersecurity Risks for ‘Buy Now, Pay Later’ Programs?

Are There Cybersecurity Risks for ‘Buy Now, Pay Later’ Programs?

BySandip Patel June 22, 2022December 2, 2024

Buy Now Pay Later programs are popular in the face of this economic climate, but are there cybersecurity risks? Our CISO shares his thoughts.

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Let’s Remember the Humanity of Diversity

Let’s Remember the Humanity of Diversity

ByYolanda Schufford February 28, 2022December 2, 2024

Our Chief Communications Officer Yolanda Schufford provides a fitting end to Black History Month and reminds us why diversity matters in the first place — our humanity.

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Beyond Finance Named One of the Built In Best Midsize Companies to Work For in Chicago

Beyond Finance Named One of the Built In Best Midsize Companies to Work For in Chicago

ByShawn Paul Wood January 14, 2021December 13, 2023

JAN. 11, 2021 (HOUSTON) – Beyond Finance, a national leader in the debt consolidation industry, was named one of the Top 100 “Best Places to Work” in Chicago by Built…

Read More Beyond Finance Named One of the Built In Best Midsize Companies to Work For in ChicagoContinue

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© 2025 Beyond Finance. All rights reserved. Please note that all calls may be recorded or monitored for quality assurance and training purposes.

We provide debt consolidation services. Consolidation loan options offered by our affiliates range from $1,000 to $100,000, have Annual Percentage Rates that range from 4.9% to 35.99%, origination fees ranging from 1% to 6% of the amount financed, and loan terms from 4 to 84 months. A typical personal loan example has a loan amount of $23,760, a 4.95% origination fee, a 48-month repayment term, and an interest rate of 18.00%. You would receive $22,584 ($23,760 less the $1,176 origination fee - a prepaid finance charge), and the monthly payment would be $697.95, equating to an APR of 20.89%. The total interest would be $9,741.60, and the total cost of the loan (interest plus origination fee of $1,176) would be $10,917.72. In this example, the total payments made would equal $33,501.60. Only the most creditworthy borrowers receive the highest loan amounts at the lowest rates. Clients pursuing other debt consolidation options who make all monthly deposits, on average, pay back approximately 55% of their enrolled debt before fees. Fees are based on percentages of your enrolled amounts, are usually 25% and are success based. On average, our debt consolidation programs range from 24-48 months in duration.

We cannot offer guarantees on debt consolidation performance. Our services are not available in all states; fees may vary by state. The use of debt consolidation services may adversely affect your credit for a time. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding obligations may increase from the accrual of fees and interest. Certain creditors and types of debts are not eligible for our services. C.P.D. Reg. No. – 21-04861.

We do not discriminate on the basis of race, color, religion, sex, marital status, national origin, or ancestry.

Testimonials reflect the individuals' opinions and may not be illustrative of all individual experiences.

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