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Home / Recent News - Page 6
Bankrate Speaks to Beyond Finance Expert On Inflation and Holiday Shopping

Bankrate Speaks to Beyond Finance Expert On Inflation and Holiday Shopping

ByShawn Paul Wood December 15, 2023December 21, 2023

Holiday shopping doesn’t have to force you to only get gift cards because of inflation. Our Nathan Astle, CFT, has some practical tips.

Read More Bankrate Speaks to Beyond Finance Expert On Inflation and Holiday ShoppingContinue

Dr. Erika Rasure and the Millennials Price of Happiness–$525,000

Dr. Erika Rasure and the Millennials Price of Happiness–$525,000

ByShawn Paul Wood December 14, 2023December 14, 2023

How much would it take for you to be happy? For Millennials, it’s a high number, one that piqued the curiosity of our Dr. Erika Rasure.

Read More Dr. Erika Rasure and the Millennials Price of Happiness–$525,000Continue

Dr. Erika Rasure Suggests “Breaking Up with Black Friday” on FOX2-TV

Dr. Erika Rasure Suggests “Breaking Up with Black Friday” on FOX2-TV

ByShawn Paul Wood November 30, 2023November 30, 2023

Dr. Erika Rasure discusses “breaking up with Black Friday” on KTVI-TV FOX 2 in St. Louis. Why? Holiday spending shouldn’t come with shame.

Read More Dr. Erika Rasure Suggests “Breaking Up with Black Friday” on FOX2-TVContinue

U.S. News & World Report Holiday Spending Article Includes Advice from FTCI’s Nathan Astle

U.S. News & World Report Holiday Spending Article Includes Advice from FTCI’s Nathan Astle

ByShawn Paul Wood November 27, 2023November 27, 2023

Have you considered a “Joy-Based Gifting Plan” for your holiday spending? Our Nathan Astle, CFT, shared that idea in a recent interview.

Read More U.S. News & World Report Holiday Spending Article Includes Advice from FTCI’s Nathan AstleContinue

Business Insider Explores Financial Therapy With Dr. Erika Rasure

Business Insider Explores Financial Therapy With Dr. Erika Rasure

ByShawn Paul Wood October 30, 2023December 13, 2023

Financial therapy connects debt to our emotions. As challenges grow, it’s important to have conversations like our Dr. Erika Rasure had here.

Read More Business Insider Explores Financial Therapy With Dr. Erika RasureContinue

Nathan Astle Presents on Collaborative Practice at Financial Therapy Association 2023

Nathan Astle Presents on Collaborative Practice at Financial Therapy Association 2023

ByShawn Paul Wood October 19, 2023October 19, 2023

At the 2023 Financial Therapy Association Conference, our Nathan Astle spoke about “Collaborative Financial Therapy in Practice.”

Read More Nathan Astle Presents on Collaborative Practice at Financial Therapy Association 2023Continue

Beyond Finance’s Debt-Free Survey Goes International in the News

Beyond Finance’s Debt-Free Survey Goes International in the News

ByShawn Paul Wood August 25, 2023August 23, 2023

Two months ago, a Beyond Finance debt-free survey was released. This week, it’s still getting noticed–across Asia.

Read More Beyond Finance’s Debt-Free Survey Goes International in the NewsContinue

Dr. Erika Rasure Interviewed on Houston’s NBC TV, KPRC 2

Dr. Erika Rasure Interviewed on Houston’s NBC TV, KPRC 2

ByShawn Paul Wood August 8, 2023December 13, 2023

As one of the nation’s respected voices on debt consolidation, Dr. Erika Rasure gets called for her financial insight–like this, in Houston.

Read More Dr. Erika Rasure Interviewed on Houston’s NBC TV, KPRC 2Continue

Dr. Erika Rasure Discusses Financial Practice Week With the Media

Dr. Erika Rasure Discusses Financial Practice Week With the Media

ByShawn Paul Wood April 27, 2023September 2, 2025

With the launch of Financial Practice Week, Dr. Erika Rasure sat down with a few journalists to highlight how practice can make perfect.

Read More Dr. Erika Rasure Discusses Financial Practice Week With the MediaContinue

Financial Wellness Therapy Should Include Emotional Literacy Too

Financial Wellness Therapy Should Include Emotional Literacy Too

ByNathan Astle April 14, 2023December 2, 2024

Nathan Astle is a Beyond Finance financial therapist who believes one thing is missing from financial wellness therapy–emotional literacy.

Read More Financial Wellness Therapy Should Include Emotional Literacy TooContinue

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© 2025 Beyond Finance. All rights reserved. Please note that all calls may be recorded or monitored for quality assurance and training purposes.

We provide debt consolidation services. Consolidation loan options offered by our affiliates range from $1,000 to $100,000, have Annual Percentage Rates that range from 4.9% to 35.99%, origination fees ranging from 1% to 6% of the amount financed, and loan terms from 4 to 84 months. A typical personal loan example has a loan amount of $23,760, a 4.95% origination fee, a 48-month repayment term, and an interest rate of 18.00%. You would receive $22,584 ($23,760 less the $1,176 origination fee - a prepaid finance charge), and the monthly payment would be $697.95, equating to an APR of 20.89%. The total interest would be $9,741.60, and the total cost of the loan (interest plus origination fee of $1,176) would be $10,917.72. In this example, the total payments made would equal $33,501.60. Only the most creditworthy borrowers receive the highest loan amounts at the lowest rates. Clients pursuing other debt consolidation options who make all monthly deposits, on average, pay back approximately 55% of their enrolled debt before fees. Fees are based on percentages of your enrolled amounts, are usually 25% and are success based. On average, our debt consolidation programs range from 24-48 months in duration. Clients typically save $480 per month on their debt payments.

We cannot offer guarantees on debt consolidation performance. Our services are not available in all states; fees may vary by state. The use of debt consolidation services may adversely affect your credit for a time. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding obligations may increase from the accrual of fees and interest. Certain creditors and types of debts are not eligible for our services. C.P.D. Reg. No. – 21-04861.

We do not discriminate on the basis of race, color, religion, sex, marital status, national origin, or ancestry.

Testimonials reflect the individuals' opinions and may not be illustrative of all individual experiences.

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